I am affiliated with Cetera Advisors, one of the premier broker-dealers in the industry and part of the family of independently managed firms of Cetera Financial Group. I think it’s important for you to know who these partners are and why I have chosen to work with them. As my broker-dealer, Cetera Advisors is responsible for executing trades on your behalf. Like all broker-dealers, it must undergo regular auditing, and is required to meet specific net capital requirements to ensure it can meet its obligations to investors like you. But their support for our relationship goes well beyond its function as trade executor.